Also known as daily car insurance, day cover appeals to drivers on particular occasions such as:

• for immediate drive away coverage – drive home your newly purchased vehicle from the dealership or auction and take your time deciding on appropriate insurance;
• a relative or friend in town for a short visit – no time to play tour guide?  Let them drive your vehicle or a second car and explore on their own;
• a college student home for the holiday break – junior plans on using the family car while at home;
• temporary use of a vehicle one doesn’t own – don’t own a car and need to borrow one from a relative for a short while;
• for another driver to share driving duty on a trip – going on a road trip with your best friend and you intend to split everything 50/50, including the driving.

Temporary car insurance offers similar types and amounts of insurance coverage as annual auto insurance policies, with a few limitations.  Both third party liability and comprehensive cover are available.  In general, cheap short term car insurance can be obtained, with rates varying based on factors such as the type of insurance, coverage amount, number of days required, and the insured’s driving record.

There are several benefits to purchasing one day car insurance, the major ones being affordability and convenience.  Temporary auto insurance is cost effective and saves you money because you are only paying for the number of days you are actually on the road.  There is no need to pay for excessive longer term coverage “just to be safe” when a short term cover that fits your requirements is easily accessible.

Day insurance is easy to get and the entire buying process can be quicker than traditional auto insurance.  You can secure daily automobile insurance from your insurance agent or use the online car insurance comparison websites to save some time evaluating multiple offers for the best deal.  These sites facilitate comparison shopping and can provide quotes within minutes.  In cases of emergencies or other immediate circumstances, buying day car insurance online is super efficient as coverage takes effect upon payment authorization and the insurance documents can be printed out instantly.

When adding temporary additional drivers and/or vehicles, opting for short term car insurance cover allows you to bypass the hassle of amending your annual policy and has no effect on any no claims bonus.  Day insurance is an affordable solution for those situations when you just need a few days of coverage.  Therefore, if you have been looking for the best alternative for your short term cover needs, stop looking and start talking with your insurance agent or solicit online quotes from reputable websites for a hassle-free experience.